Insurance With Cal | Life Insurance for Working Families

Hey, I'm Cal
Your Insurance Pal

Life insurance made simple—real protection for your family's future.

Cal with Sir Lucious
Licensed in
35+ States
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Former NFL Athlete
National Champion
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Las Vegas Based
16 Years | Serving Nationwide
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Licensed Agent
#3632023
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I've Done The Hustle
Uber, Hospitality, Sales
Calvin Coleman - Licensed Insurance Agent
UrPal Cal
About Me

I Know What It's Like

Before insurance, I played college football at the University of Montana, where we won a National Championship in 2001. I signed with the New York Giants as an undrafted free agent, played in NFL Europe, and finished my career in the Arena Football League.

But when football ended, real life began—and that's when I discovered what working people everywhere know: the grind is real.

"I've worked the jobs you're working right now. Timeshare sales brought me to Las Vegas in 2010—I've been here 16 years. I drove for Uber. I worked hospitality. I even owned a call center."

I know what it's like to work multiple jobs, chase commissions, and wonder if you're doing enough to protect your family if something happens.

And I know working people—whether juggling multiple gigs or a steady 9-to-5—don't need someone in a suit talking about "wealth management strategies." You need someone who gets it, takes time to explain things clearly, and helps you protect what you've worked so hard to build.

What I Offer

Simple Protection, Clear Answers

Life insurance isn't one-size-fits-all. Here are the four main types of coverage I help families with. We'll work together to customize the right plan for you and your family.

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Term Life Insurance

Affordable coverage for a specific time period. Perfect for young families and breadwinners.

  • Highest coverage at lowest cost
  • 10, 20, or 30-year terms
  • Replaces your income
  • Covers mortgage & debts
Learn More →
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Whole Life Insurance

Permanent coverage with guaranteed cash value. Builds wealth while protecting your family.

  • Coverage for your entire life
  • Guaranteed cash value growth
  • Can borrow against it
  • Leave a legacy
Learn More →
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Indexed Universal Life (IUL)

Life insurance + investment growth potential. Tax-free retirement income strategy.

  • Growth tied to market indexes
  • Tax-free withdrawals in retirement
  • Flexible premium payments
  • Downside protection
Learn More →
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Final Expense

Small policies ($5K-$25K) to cover funeral costs. Don't burden your family.

  • Affordable premiums
  • No medical exam often needed
  • Quick approval
  • Peace of mind for seniors
Learn More →
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Not Sure How Much Coverage You Need?

Use my free L.I.F.E. Calculator to find out in just 2 minutes. No pressure, no sales pitch—just honest numbers based on YOUR situation.

Takes 2 Minutes
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Personalized Results
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100% Free

✓ No signup required • ✓ Instant results • ✓ Your info stays private