Calculate your life insurance coverage gap in under 2 minutes and ensure your family's financial security.
Provide details about your debts, income, and financial goals. The process takes just 2 minutes.
Our L.I.F.E. formula instantly calculates the difference between what your family needs and what you have.
Receive a detailed breakdown showing exactly how much coverage you need to protect your loved ones.
Schedule a complimentary call with Calvin to explore affordable options tailored to your needs and budget.
A comprehensive approach to determining your insurance needs
Include all debt that your family would be responsible for. This ensures they won't be burdened with payments after you're gone.
Consider how many years your family would need your "paycheck" to maintain their lifestyle. A common rule: 10x your annual income, or enough until your youngest child is financially independent.
The average funeral costs $7,000-$12,000, plus medical bills and estate costs. We use $15,000 as a realistic estimate.
Average 4-year public college: ~$100k. Private college: ~$220k. Don't forget weddings, down payments, or other dreams you want to fund for your family.
What resources does your family already have? This helps us find the GAP between what you need and what you have.
I'll send you a detailed analysis of your coverage gap plus schedule a complimentary consultation to discuss your options
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